Three lenders.
Side by side.
Two minutes.

Shop your loan the way you shop everything else. Compare real offers from 50+ lenders in a single soft-pull check.

Shop My Rate
No credit impact$1,000–$100,000Real offers, not estimates
All offersLowest APRLowest payment
$20,000 36 months Debt consolidation
Lender A
Best rate
APR
8.24%
+ $1,840 saved vs. avg
Monthly
$629
Term
36 mo
Origination
0.00%
Total cost
$22,640
Lender B
Lowest payment
APR
9.99%
+ $740 saved vs. avg
Monthly
$425
Term
60 mo
Origination
2.00%
Total cost
$25,500
Lender C
Shortest term
APR
10.49%
+ $420 saved vs. avg
Monthly
$906
Term
24 mo
Origination
1.00%
Total cost
$21,744
Illustrative example for a $20,000 loan. Actual offers vary by lender, credit, and loan terms.
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You comparison shop everything else.
So why take your bank's first offer on a loan?

How it works

Three steps. No paperwork.

1

Tell us about you

A few basics — income, loan amount, what it's for. No SSN required to start.

≈ 2 min
2

See your offers

We match you with up to 50+ lenders and pull your real rates in one soft credit check.

Soft pull
3

Take the one you like

Compare APRs, payments, and fees. Apply directly with the lender of your choice.

Funded 1–5 days

What we compare

Every number that matters.

Six variables, one screen. No bait rates, no footnote math.

01
APR
The real all-in cost of borrowing. Interest plus fees, annualized.
02
Monthly payment
What hits your account on the same day each month.
03
Term length
Two to seven years. Shorter = less interest, higher payment.
04
Origination fee
A percentage deducted up front. Zero is possible.
05
Prepayment terms
Pay it off early. No penalty from any of our partners.
06
Total cost of credit
Every dollar you'll pay over the life of the loan.

Trusted lending partners · 50+ in network

SoFiLendingClubProsperUpgradeBest Egg
50+
Lenders in network
2 min
To compare offers
No
Credit impact to shop
100%
Free to compare

FAQ

The short answers.

Will shopping rates affect my credit score?

No. Shopping your rate with us uses a soft credit inquiry, which is invisible to lenders and does not affect your credit score. A hard inquiry only happens if you decide to formally apply with a lender you choose.

How much can I borrow?

Personal loans in our network generally range from $1,000 to $100,000. Your actual offer depends on the lender, your credit profile, income, and debt-to-income ratio.

How fast will I get funded?

Most of our lending partners fund approved loans within 1–5 business days after you sign. Some offer same-day funding.

What can I use a personal loan for?

Most common uses: debt consolidation, paying off credit cards, home improvement, major purchases, medical bills, or moving costs. A few uses (post-secondary tuition, business, gambling) are excluded by most lenders.

How does the comparison actually work?

You fill out one short form. We send your profile to our network of 50+ lending partners. They return their real pre-qualified offers — APR, payment, term, fees — and we show them side by side so you can pick the best one.

Start shopping.

Shop My Rate